<?xml version="1.0" encoding="UTF-8"?>
<!--
  절세해(taxdown.kr) 사이트맵.
  로그인 필수 페이지는 비로그인 크롤러가 '/' 로 리다이렉트되므로 제외한다(robots.txt 참고).
  공개 페이지: 랜딩(/), 인증 진입(/simple-auth), 공제 항목 설명(/deduction),
  절세 아티클 목록(/article)과 공개 아티클 상세 페이지.
  /deduction 하위 상세는 ?id= 쿼리로 구분돼 개별 URL 이 아니므로 sitemap 에 넣지 않고,
  목록 페이지에서 링크로 크롤되게 둔다.
  페이지 수가 늘어나면 @nuxtjs/sitemap 같은 모듈로 자동 생성 전환을 검토한다.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://taxdown.kr/</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/deduction</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/simple-auth</loc>
    <lastmod>2026-08-28</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>weekly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/hometown-donation</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/hometown-donation-break-even</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/yellow-umbrella</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/pension-irp-limit</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/venture-investment-deduction</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/pension-credit-rate</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/insurance-premium-credit</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/parents-dependent-deduction</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/income-vs-tax-credit</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/large-tax-refund</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/freelancer-withholding</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/progressive-tax-myth</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/side-job-and-company</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/amended-tax-return</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/year-end-tax-bill</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/midyear-leaver-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/first-year-end-settlement</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/first-freelancer-tax-return</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/employee-may-tax-return</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/cigarette-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/car-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/four-social-insurances</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/health-insurance-vs-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/gift-tax-basics</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/financial-income-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/overseas-stock-tax</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
  <url>
    <loc>https://taxdown.kr/article/marriage-birth-gift-deduction</loc>
    <lastmod>2026-08-30</lastmod>
    <changefreq>monthly</changefreq>
    <priority>0.8</priority>
  </url>
</urlset>
